Private Liability Insurancehomeowner peace of mind
Independent comparison & advice for private liability insurance — tailored to owners and households.
Quick overview
What is private liability insurance for?
Private liability insurance covers damages you cause to others. For homeowners, it complements property protection by covering personal liability risks at home and elsewhere.
Bodily injury
Property damage
Passive legal protection
Tenant damage
Family coverage
Abroad stays
Coverage
Typical benefits (depending on policy)
Compare coverage and exclusions in detail.
Often covered
- Bodily injury or property damage to third parties
- Defense against unjustified claims
- Coverage abroad under defined conditions
Common exclusions
- Intentional acts
- Own property damage
- Professional activities
Examples
Typical situations
Real‑life cases illustrate coverage.
Damage at a neighbor’s home
An item is broken during a visit.
Property damage.
Cycling accident
A passer‑by is injured.
Bodily injury.
Rental damage
Damage in a rented apartment.
Tenant damage.
Request a quote for Private Liability Insurance
Receive multiple tailored offers in a few steps with free, independent advice.
Wir melden uns in der Regel innerhalb von 24 Stunden mit einer passenden Offerte.
Options
Options & extensions
Depending on insurer and situation.
01
Extended tenant damage
Higher limits for rental property.
02
Household coverage
Include additional household members.
03
Worldwide extension
Longer stays abroad.
Advice
Comparison & advice by goInsure
We compare private liability offers and explain key differences.
Neutral comparison
Limits and exclusions made clear.
Household fit
Who should be insured?
Support
Guidance before choosing.
Wir prüfen bestehende Policen und zeigen Ihnen Optimierungen oder Alternativen auf – neutral und nachvollziehbar.
Ablauf & FAQ
Ablauf & Häufige Fragen
Alles Wichtige rund um Vergleich, Beratung und die häufigsten Fragen. Gerne stehen wir Ihnen auch telefonisch zur Verfügung.
Process
Vom Bedarf bis zur passenden Offerte – mit neutralem Vergleich.
Capture needs
A few property details are enough to start.
Collect quotes
We compare the market and request offers.
Advice & comparison
We review the best options together.
Closure & support
We support you long-term.
Frequently asked questions
Die häufigsten Fragen rund um Private Liability Insurance.
Who is covered in the household?+
Coverage depends on the selected household model.
- Single, couple, family
- Children and partners as defined
Does private liability cover tenant damage?+
Often yes, but within limits.
What sum insured is recommended?+
It depends on risk exposure and household situation.