Household Contents Insurancehome contents cover
Independent comparison & advice for household insurance — protect your contents and valuables.
Quick overview
What is household insurance for?
Household insurance covers movable contents against fire, water, theft, and natural events. Sums insured and exclusions vary by policy.
Furniture & electronics
Fire & smoke
Water damage
Theft
Natural events
Valuables
Coverage
Typical benefits (depending on policy)
Compare limits and covered events.
Often covered
- Fire, smoke, explosion
- Water damage
- Burglary and theft by break‑in
- Natural events as defined
Common exclusions
- Wear and tear
- Lost or misplaced items
- Business property not declared
Examples
Common claims
Examples to choose the right options.
Burglary
Electronics and valuables stolen.
Burglary cover.
Water leak
Furniture damaged by a leak.
Water damage.
Kitchen fire
Smoke damages contents.
Fire cover.
Request a quote for Household Contents Insurance
Receive multiple tailored offers in a few steps with free, independent advice.
We usually get back within 24 hours with a tailored quote.
Options
Options & add‑ons
Adjust coverage to your lifestyle.
01
Theft away from home
Protection outside your home.
02
Glass breakage
Glass surfaces and mirrors.
03
Valuables
Higher limits for jewelry or art.
Advice
Comparison & advice by goInsure
We compare offers and explain key differences.
Neutral comparison
Benefits and limits side by side.
Sum insured
Realistic inventory assessment.
Support
Guidance before and after purchase.
Wir prüfen bestehende Policen und zeigen Ihnen Optimierungen oder Alternativen auf – neutral und nachvollziehbar.
Ablauf & FAQ
Ablauf & Häufige Fragen
Alles Wichtige rund um Vergleich, Beratung und die häufigsten Fragen. Gerne stehen wir Ihnen auch telefonisch zur Verfügung.
Process
Vom Bedarf bis zur passenden Offerte – mit neutralem Vergleich.
Capture needs
A few details are enough to start.
Collect quotes
We compare the market and request offers.
Advice & comparison
We review the best options together.
Closure & support
We support you long-term.
Frequently asked questions
Die häufigsten Fragen rund um Household Contents Insurance.
How do I set the sum insured?+
It should reflect the replacement value of your contents.
- Inventory estimate
- Valuables need special attention
Is theft away from home included?+
Often as an optional add‑on.
What is typically excluded?+
Wear, tear, and lost items are usually excluded.
Does goInsure compare multiple insurers?+
Yes, we compare tailored offers.