Life Insuranceprotection & planning
Independent comparison & advice for life insurance — align protection with financial goals.
Quick overview
What is life insurance for?
Life insurance protects dependents in case of death and can support retirement planning (3a or 3b). Benefits, terms, and options differ by contract.
Death benefit
Disability cover
Lump sum or annuity
Pillar 3a
Pillar 3b
Flexible term
Coverage
Typical benefits (depending on policy)
Understand differences between capital and annuity.
Often covered
- Payout to beneficiaries
- Disability protection (if included)
- Fixed sum and term
- Optional adjustments over time
Common exclusions
- Undeclared risks
- Contractual exclusions
- High‑risk activities without extension
Examples
Use cases
Examples to guide the coverage choice.
Family protection
Income protection if a parent dies.
Death benefit.
Pillar 3a
Tax‑advantaged retirement savings.
Linked plan.
Disability cover
Income replacement after loss of earnings.
Optional.
Request a quote for Life Insurance
Receive multiple tailored offers in a few steps with free, independent advice.
We usually get back within 24 hours with a tailored quote.
Options
Options & add‑ons
Structure the contract to your goals.
01
Premium waiver
Coverage if you cannot work.
02
Indexation
Automatic adjustment of benefits.
03
Term selection
Align with family or mortgage.
Advice
Comparison & advice by goInsure
We compare life insurance solutions and explain key differences.
Financial analysis
Protection needs and budget.
Neutral comparison
Capital, annuity, and options.
Support
Adjustments over time.
Wir prüfen bestehende Policen und zeigen Ihnen Optimierungen oder Alternativen auf – neutral und nachvollziehbar.
Ablauf & FAQ
Ablauf & Häufige Fragen
Alles Wichtige rund um Vergleich, Beratung und die häufigsten Fragen. Gerne stehen wir Ihnen auch telefonisch zur Verfügung.
Process
Vom Bedarf bis zur passenden Offerte – mit neutralem Vergleich.
Capture needs
A few details are enough to start.
Collect quotes
We compare the market and request offers.
Advice & comparison
We review the best options together.
Closure & support
We support you long-term.
Frequently asked questions
Die häufigsten Fragen rund um Life Insurance.
Risk vs savings life insurance?+
It depends on whether you need protection or long‑term saving.
- Risk = death protection
- Savings = retirement focus
How long should the term be?+
Based on family, mortgage, or financial commitments.
Is Pillar 3a possible?+
Yes, many life policies can be linked to 3a.
Typical exclusions?+
Often linked to undeclared risks or high‑risk activities.