Daily Sickness Benefit Insurancesalary protection
Independent comparison & advice for daily sickness benefit insurance to protect payroll.
Quick overview
What is daily sickness benefit insurance for?
It allows employers to cover salary continuation during illness for a defined period with a chosen waiting period.
Daily benefits
Waiting period
Benefit duration
Coverage rate
Absence management
Employer protection
Coverage
Typical benefits (depending on policy)
Compare waiting periods and durations.
Often covered
- Partial salary replacement
- Defined benefit duration
- Case management (by insurer)
Common exclusions
- Pre‑existing conditions (by policy)
- Non‑recognized incapacity
- Waiting period not met
Examples
Typical situations
Longer sickness absences.
Extended absence
Employee absent for months.
Benefits after waiting period.
Gradual return
Partial return to work.
Adjusted benefits.
Request a quote for Daily Sickness Benefit Insurance
Receive multiple tailored offers in a few steps with free, independent advice.
Wir melden uns in der Regel innerhalb von 24 Stunden mit einer passenden Offerte.
Options
Options & parameters
Adjust coverage to budget.
01
Waiting period
7, 14, 30 days or more.
02
Coverage rate
e.g., 80% or 100% salary.
03
Maximum duration
Number of benefit days.
Advice
Comparison & advice by goInsure
We optimize cost and coverage based on your HR policy.
HR analysis
Salary structure and risk.
Neutral comparison
Waiting periods and premiums.
Support
Help with long absences.
Wir prüfen bestehende Policen und zeigen Ihnen Optimierungen oder Alternativen auf – neutral und nachvollziehbar.
Ablauf & FAQ
Ablauf & Häufige Fragen
Alles Wichtige rund um Vergleich, Beratung und die häufigsten Fragen. Gerne stehen wir Ihnen auch telefonisch zur Verfügung.
Process
Vom Bedarf bis zur passenden Offerte – mit neutralem Vergleich.
Capture needs
A few details about your company are enough to start.
Collect quotes
We compare the market and request offers.
Advice & comparison
We review the best options together.
Closure & support
We support you long-term.
Frequently asked questions
Die häufigsten Fragen rund um Daily Sickness Benefit Insurance.
Does the waiting period affect premiums?+
Yes, longer waiting periods reduce premiums.
Is it mandatory?+
No, but it reduces employer risk.