Commercial Liability Insuranceoperational responsibility
Independent comparison & advice for commercial liability insurance to clarify coverage, limits, and exclusions.
Quick overview
What is commercial liability insurance for?
Commercial liability insurance protects your business against bodily injury and property damage claims arising from operations. Product liability or tenant damage may be included depending on the policy.
Bodily injury
Property damage
Product liability
Rented premises
Subcontractors
Limits & deductibles
Coverage
Typical benefits (depending on policy)
Compare real protection and exclusions.
Often covered
- Third‑party injury and property damage
- Defense costs and legal fees
- Product liability (sector‑dependent)
Common exclusions
- Intentional acts
- Contractual penalties
- Known defects before inception
Examples
Typical situations
Practical cases for operational risks.
Customer injury
A client is injured on site.
Bodily injury.
Damage at client site
Property damaged during service.
Property damage.
Defective product
Product causes third‑party loss.
Product liability.
Request a quote for Commercial Liability Insurance
Receive multiple tailored offers in a few steps with free, independent advice.
Wir melden uns in der Regel innerhalb von 24 Stunden mit einer passenden Offerte.
Options
Options & extensions
Modules depend on industry and exposure.
01
Extended product liability
Higher limits and broader scope.
02
Tenant damage
Cover damage to rented premises.
03
International scope
Coverage for cross‑border activity.
Advice
Comparison & advice by goInsure
We compare offers tailored to your industry and explain key differences.
Neutral comparison
Clear overview of limits and exclusions.
Industry focus
Match coverage to operational risks.
Support
Guidance during onboarding and claims.
Wir prüfen bestehende Policen und zeigen Ihnen Optimierungen oder Alternativen auf – neutral und nachvollziehbar.
Ablauf & FAQ
Ablauf & Häufige Fragen
Alles Wichtige rund um Vergleich, Beratung und die häufigsten Fragen. Gerne stehen wir Ihnen auch telefonisch zur Verfügung.
Process
Vom Bedarf bis zur passenden Offerte – mit neutralem Vergleich.
Capture needs
A few details about your company are enough to start.
Collect quotes
We compare the market and request offers.
Advice & comparison
We review the best options together.
Closure & support
We support you long-term.
Frequently asked questions
Die häufigsten Fragen rund um Commercial Liability Insurance.
Who needs commercial liability?+
Any business with third‑party exposure.
- Retail, services, trades
- Contract requirements
How is it different from professional liability?+
Commercial liability covers bodily/property damage, professional liability covers professional errors.
What sum insured is appropriate?+
Depends on risk profile and client requirements.