Health Insurancebasic & supplementary
Independent comparison & advice for health insurance — choose the right model and add‑ons.
Quick overview
What is health insurance for?
Swiss health insurance includes mandatory basic cover (LAMal) and optional supplementary insurance. Premiums, models, and benefits differ by insurer.
Mandatory basic cover
Models (HMO, Telmed, GP)
Deductible & copay
Hospital coverage
Alternative medicine
Prevention
Coverage
Typical benefits (depending on policy)
Compare real coverage, not only premiums.
Often covered
- Basic benefits per LAMal
- General ward hospitalization
- Outpatient treatments
- Supplementary modules as selected
Common exclusions
- Benefits not recognized by LAMal
- International care without add‑on
- Excluded treatments in supplementary plans
Examples
Typical situations
Examples help choose the right model.
Choosing a model
GP vs Telmed based on habits.
Premium impact.
Hospital upgrade
Semi‑private/private preference.
Supplementary needed.
Alternative medicine
Complementary treatments desired.
Specific modules.
Request a quote for Health Insurance
Receive multiple tailored offers in a few steps with free, independent advice.
We usually get back within 24 hours with a tailored quote.
Options
Options & modules
Tailor coverage to your priorities.
01
Private hospital cover
Semi‑private or private ward.
02
Dental
Dental care with dedicated limits.
03
International cover
Care abroad per module.
Advice
Comparison & advice by goInsure
We analyze your profile and compare models and add‑ons.
Needs analysis
Budget and care preferences.
Premium comparison
Model and deductible impact.
Clarity on exclusions
What is and isn’t covered.
Wir prüfen bestehende Policen und zeigen Ihnen Optimierungen oder Alternativen auf – neutral und nachvollziehbar.
Ablauf & FAQ
Ablauf & Häufige Fragen
Alles Wichtige rund um Vergleich, Beratung und die häufigsten Fragen. Gerne stehen wir Ihnen auch telefonisch zur Verfügung.
Process
Vom Bedarf bis zur passenden Offerte – mit neutralem Vergleich.
Capture needs
A few details are enough to start.
Collect quotes
We compare the market and request offers.
Advice & comparison
We review the best options together.
Closure & support
We support you long-term.
Frequently asked questions
Die häufigsten Fragen rund um Health Insurance.
How do I choose a deductible?+
The deductible affects premiums and out‑of‑pocket costs.
- Lower deductible = higher premium
- Higher deductible = lower premium
Do I need supplementary insurance?+
It covers benefits outside the basic plan.
- Hospital upgrades, dental, alternative medicine
Can I switch insurer?+
Yes, for basic insurance within legal deadlines.
- Supplementary cover requires acceptance
How do the models differ?+
HMO, Telmed, and GP models differ in access rules.